Stripe shows you which payments failed. Pliero shows you why, and whether it's something you can change.
Upload your Stripe export. Pliero runs a model across your payment data and finds the segments that are costing you the most, with the monthly revenue at stake for each.
German cards authorizing at 14.9pp below reference
74.2%
Germany
89.1%
United Kingdom
German-issued cards are declining significantly more often than your reference segment. The gap is statistically significant after controlling for card brand, funding type, and session context.
Possible solution
Enable 3DS for DE-issued cards. German issuers preferentially authorize 3DS-authenticated transactions. This change typically closes 60–80% of the gap within 30 days.
Not all payment declines are equal. Most of the ones you can fix follow a pattern.
The method
Statistical significance, not gut feel.
01
Upload your export
Drop in your Stripe Analytics CSV. Pliero parses it, reconstructs payment journeys, and converts all amounts to EUR.
02
IRLS logistic regression
One model across all dimensions. Each segment's authorization rate is tested against your reference group after controlling for confounders.
03
Ranked findings
Statistically significant results only. Each finding shows the revenue at stake and a specific action.
No benchmarks. No industry averages. Every comparison is against your own reference group: the segment of your data with the highest volume.
Revenue calculator
What is a 1% improvement worth to you?
Enter your monthly payments volume and current authorization rate. See how much recoverable revenue a typical Pliero finding would return.
Enter your volume to see estimates
Formula: authorization rate improvement × monthly volume × average transaction amount. Upload your data to see your actual numbers.
Pricing
Free to run. You only pay if we find something worth fixing.
Upload & analyse
Free
Run a full statistical audit on your payment data. Always free, no credit card required.
No findings
Free forever
If no statistically significant underperformers are found, you see the full clean-bill result at no cost.
Findings found
€10/mo
If we find actionable revenue leaks, unlock the full ranked list with specific actions to fix each one. Unlimited analyses, cancel anytime.
No credit card required · Results in under 2 minutes